PLANNING AHEAD
PLANNING AHEAD MEANS THAT DECISIONS ARE MADE WITH A CLEAR MIND AND A SET PURPOSE WITHOUT THE STRESS OF AN IMMEDIATE NEED
Dealing with Death is not really an issue that many of us choose to dwell on…Yet, inevitably a family death event happens for each of us, and one that affects us all. This then, makes planning ahead and finding Funeral Homes Decatur Illinois, has to offer a top priority.
Funeral arrangements are usually one of the most neglected areas of financial planning. Studies have shown that families who have taken the time to plan ahead, spend much less than those who are forced to make an immediate, emotional expense.
Jon A. Tanzyus, Funeral Director and Partner of Tanzyus-Logan Funeral Service and Care, is a Certified Pre-planning Consultant, and leads our Pre-planning Services staff to families.
A Certified Preplanning Consultant is one who belongs to a premier group of professionals, recognized nationally as those who exemplify the highest standards of excellence in service to families. These knowledgeable individuals are committed to providing ethical and caring, advance planning services
Be sure to look for this designation when you choose to pre-plan.
Jon Tanzyus is in charge of the pre-arrangement staff and is a CPC (Certified PreNeed Counselor) as well as a CCSP (Certified Cremation Service Provider). Each Pre-Need Counselor on our team has been fully licensed by the State of Illinois, has continual training in answering a wide variety prearrangement questions, and the ability to help each person create a funeral option that fits into their desired need and determined budget. One of our more popular options is “12-months same as cash”.
Call today to find out more.
We strive to combine a professional and credentialed staff of professionals, combined with the familyoriented “feel” to make every service as unique as you decide what your loved one deserved.
Do You Know the different types of prearrangement options available today ?
There are two legally distinct plans:
1. An Irrevocably Assigned Insurance-based plan and
2. A Trust plan
The key to the best, financially secure plan is that it is “irrevocably assigned” and tied to a specific funeral provider. They in turn, guarantee the plan and the majority of the funeral fees and future costs.
(Cash Advance items are not guaranteed, but can be put in as “allowances”).
Mostly, final expense plans are not irrevocably assigned and guarantee you nothing.
Basic life insurance that is not irrevocably assigned is considered an asset and can be subject to tax liabilities. Money invested in Trust plans, are controlled by the Funeral Provider that owns the Trust and assignment. his “ownership” allows that Funeral Provider access to the funds for certain allowable “fees”. Should you decide to change your mind or funeral provider, there could be a loss to you. This is one instance to be sure to read the fine print to make sure of what you are getting in your contract. Money invested in insurance-based plans have YOU (the insured) retain the “ownership” and mobility of where and who provides the services, with guaranteed payouts.
There are many rules, regulations and licenses regarding funded PreArranged funerals.
What to Do Next:
- Schedule the Appointment
This meeting is made at your convenience, either at our new office location or in your home.
What to Expect
- Honest and Open Discussion:
We take the time to find out what is important to you and your family’s future desired funeral event
- Actual Quote:
Once it’s determined what you have in mind, we put pen to paper and work up an exact fee schedule for that event. Any adjustments can be made before moving to the next phase. Check out Funeral Homes Decatur Illinois. At Tanzyus Logan,… NO Hidden Fees. Guaranteed!
- Documentation:
Once you are satisfied with the quote, we write up the policy with one of our many irrevocable, insured plans.
- The Gift:
You have secured today’s pricing for a future definite need. You retain the great Peace of Mind for investment given to Your family. The time you have put in to design this funeral event, passes the gift of Peace to your survivors when they need to use the plan.
From the Traditionally Formal to the Simply Modern…
You Choose what is Best for Your Budget.
If you are looking for the top Funeral Homes Decatur Illinois has to offer, compare Tanzyus Logan Funeral Service and Care.